mx6crazy

So hope you all want to hear my story. I'm on my way home from school and i'm approaching the intersection of Ottawa and Alpine when a driver was turning left, he hesitated and I thought he saw me and then I kept going and on my way through he just starts turning and sees me last second and I smoke him. He drives a Ranger which has some minor damage. My whole left corner is smashed in. Ok now im PISSED. So I got one passanger and so does he and I just stay in my car. We both called the police. Police arrives and I know i'm looking bad, ima teenager with a sports car. I know I got a clean record. So the pasanger of his car gets out and I get out and SHE FLIPPS! Automatically starts excusing me that I ran a FULL RED LIGHT. I tried to keep my calm and then we argued and then the cops split us up and make us pull over. SO now I'm even more mad because the driver didn't even say anything it was the passanger and shes making up this bullshit. We both fill out a report and blah blah blah. The lady cop starts talking to them first and I notice in my mirror some laughing going on and now I feel screwed. So after all of this finally the cop came to the conclusion that we both get Red light tickets! I;m like wtf u didnt even see me go thru one and it was 100% their fault and she told me I have the option of going to court. Now i know im in the whole because she seemed to have believed them more than me. Ive had a clean record and now this happens. Ive had people recomend that I should just pay the ticket and fix it on my own to avoid any more problems because I will lose in court. I hate people like this, can't handle the truth. any advice? Also will my insurance go up becuase of this ticket?