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I know for a fact that it's from the date you pay it. I had this problem when I got my new insurance as one hadn't cleared off (because my court and payment was almost a year after) so I still had 3 tickets on my record so I was still high risk. This can work in your favour though. If I got another ticket, even 15 over, I would fight it just so taht I would have one of my other tickets off my record and wouldn't be high risk when it goes through.
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