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u will get a discount as soon as u turn 21 as welll so ur rates should drop. Mine dropped significantly when i turned 21, from $498 a month to $311 ( that with life insurance), my dad also switched to my insurance company ( state farm) and i got another discount and am now only paying $170 a month, altho it will be going up soon as i have a court date on wednesday for a 60 km/h over speed ticket
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