I heard that insurance rates are supposed to drop by 10% in January. Anyone know if this is true, or heard anything on this topic.

While we are on the topic of insures.
How bad are you getting rapped right now. ??

Here is our policy.
Company: Bel Air Direct
Cool with mods: NO ( i phoned and asked, exhaust and lowering are "dangerous" mods)
We have 3 cars and 3 drivers on one policy and is $338/month
My part is $110/month

Originally Posted by vwguy

I heard that insurance rates are supposed to drop by 10% in January. Anyone know if this is true, or heard anything on this topic.

While we are on the topic of insures.
How bad are you getting rapped right now. ??

Here is our policy.
Company: Bel Air Direct
Cool with mods: NO ( i phoned and asked, exhaust and lowering are "dangerous" mods)
We have 3 cars and 3 drivers on one policy and is $338/month
My part is $110/month

WE have an '01 GTI VR6 GLX
24yrs old male and married (no tickets that they know of)
House and life insurance discount is applied. Insurance is through a broker with Pilot. The lowest of all deductibles, the best we could get. The only thing I am not sure of is if/what Mods are acceptable to them. Neverthelesss I just always take pics and keep reciepts.

We pay $165/mth/Wtax(car portion only)

That is my wife as principle driving 30kms round trip to work each day and my self as occasional.

hope that gives your an idea.

Here is our policy.
Company: ing insurance
Cool with mods: they dont know of mine :evil:
'98 neon, NO COLLISION, 1 at fault, 1 over 27 ticket, $226/month

...will go up when they find the tix......AND YES, IM GONNA PUT COLLISION ON IT WHEN I BRING IT BACK ON THE ROAD....just fire and theft for now


lee

p.s- has anyone got there car appraised, and told there insurance company?did they jack ur rates?[/quote]

Hey i really hope insurance is going down....
i pay $130/mnth its collision + theft + fire
but my bro has to pay like almost 300

it sux for him

I HAVE YOU ALL BEAT considering the car is under my name and I am the primary driver!

Company: Primmum Insurance Company
Cool with mods: Yes (as long as reported and vehicle passes safety)
I am the primary driver and owner of vehicle
I'm 21 years of age and have never been on my own insurance
My part is $150/month

And sorry but you can't get this insurance company if you are under the age of 35!

Rape? Please read on.
19 year old male
1 at fault (over a year ago)
1 ticket (48 or something over the limit)
mk ii mr2
About 400 a month for 1 way.
Echelon insurance...cancelled for winter
I am under my own policy, the only driver..

My insurance will be cut in half this spring because they re evaluate my case. Ticket off record as of last month, 3 years licensed as of jan, over a year without an accident as of last month, and they will put me in the 19-20 bracket instead of the 18 year old bracket (when i got my mr2). It will have full coverage and I wont be high risk anymore. I need to get a company that allows appraisals because my swap will be insured.

I'm looking for another company.

I own my car(s), everything is under my name, I am primary driver and only driver.

Monthly rate for just my RX7 - $362.61
Monthly rate for just my Cavalier - $349.51

Not sure what my daytona will be, I just got that thing.

I get raped too so don't you guys worry.

Company - ING
Monthly payment - $300/month

19 years of age, under my own name, no tickets that would raise my insurance, no accidents.

Cool with mods? Never asked!?

Originally Posted by ChippedFire

I get raped too so don't you guys worry.

Company - ING
Monthly payment - $300/month

19 years of age, under my own name, no tickets that would raise my insurance, no accidents.

Cool with mods? Never asked!?

You may want to look around for insurance. At 18, first driver, full coverage, on my 96 gs-r, i only paid 200/month...

Company : Ayr Farmers Mutual

Cool with mods : Yes...as long as a mechanic says it's safe for the road (my broker hasn't seen my summer car yet...but he knows what I do and he thinks it's pretty cool.)

Tickets: 1 speeding

Drivers Ed: Yeah

Monthly Rate: Well....it's $1200 for my whole family to have 3 cars on the road. So my Part is $500/YEAR...so about $42/month 8)

I just switch the insurance in the spring from the Winter Escort to the Summer Escort 8)

Air Farmers, ahahha i tought they only insure tractors.

I pay $187/month.. it went up from $140/month of last year...

1 not at fault accident(got rearended while stopped), didn't change my rates(that was almost 3 years ago).

Laugh all you want :roll:

I still get fully insured with a modified vehicle for really cheap 8)


and it's AYR Farmers Mutual

I know Footose is w/ them as well and he still pays relativly *cheap* (acctually they still give him insurance) after he wrapped his golf around a pole and they said it was his fault (altough it wasn't)
Do you have to live in the AYR region to get insure w/ them???

No clue...but we have property near Collingwood and Peterborough that they insure also. *Shrug*

They still insure my mom also even though everyone else would consider her Hig Risk.

(Rear ended a car in the rain with $2000 damage to her truck...let alone the other cars smashed bumper.
and she also backed into a voyagers and smushed her tail gate and mashed the guys fender and door...all within 3 months :roll: and both times they were totally her fault)

My mom rear ended a wall with the Maxima. (she said she didn't notice it was there) :roll:

yup...same thing with my mom and the Voyager.
The guy just stopped in the middle of the road right infront of our driveway as she was backing out :roll:

wow im so getting raped .
im not driven the winter cuz of it .

94 cavy 2 door red

1 speeding ticket 65 in a 50
1 accident not at fault
both 3 years ago

insurance renewly came nov 1st it went for 2900 ( cheapest i could find last year) to 4700 a year and that is just liabality

Originally Posted by smcavalier

wow im so getting raped .
im not driven the winter cuz of it .

94 cavy 2 door red

1 speeding ticket 65 in a 50
1 accident not at fault
both 3 years ago

insurance renewly came nov 1st it went for 2900 ( cheapest i could find last year) to 4700 a year and that is just liabality

How old are you? And just to let you know anything 15 and under does not show on your insurance record, and not at fault accidents dont affect your record. Not to mention the speeding ticket is now off your driving record (its gone after 2 years). Have you tried with a broker?

My insurance is retarded and all I have on my record is the following

speeding 109 in 80
speeding 72 in 50
speeding 68 in 50
1 accident and it was not my fault and they say it was.
And i am 22 here's my insurance list with echelon.

2000 civic sir $305 a month just liability.
1997 mitsubishi eclipse gsx $320 a month just liability.
1997 cavalier $270 a month with collision I know what you are thinking
collision on the cavy and none on the eclipse and the sir.It is because I
have alot of money into it and its fully customized.
1996 sunfire gt $178 a month just liability.

sickgsx, so you pay a grand total of $1073/month ???
That would be insane.

Originally Posted by sickgsx

My insurance is retarded and all I have on my record is the following

speeding 109 in 80
speeding 72 in 50
speeding 68 in 50
1 accident and it was not my fault and they say it was.
And i am 22 here's my insurance list with echelon.

2000 civic sir $305 a month just liability.
1997 mitsubishi eclipse gsx $320 a month just liability.
1997 cavalier $270 a month with collision I know what you are thinking
collision on the cavy and none on the eclipse and the sir.It is because I
have alot of money into it and its fully customized.
1996 sunfire gt $178 a month just liability.

You can't possibly insure all those at one time, can you? I would sell off a couple cars