Insurance Companies for Modded Cars - #1 Car Club In Kitchener - Waterloo - Cambridge

**Tibz** · 04-05-2006, 10:24 AM

Possible sticky?

My lease is up on my car, and I am now looking for insurance companies..I started with Bel-Air but they were going to take 30 days to process....Then I went to RBC and said I had only lowered my car....denied right away...

Which brings me to the next question...is there any companies out there that specialize in custom cars? Or any other insurance companies that have a quick turn around time? Hoping to get insurance put on by the weekend...

**crxforum** · 04-05-2006, 10:26 AM

Im insured both my cars with full mods disclosed to the Aviva group. They even gave me a road side care package with camera, flashlight, pen, paper and a quick change pay phone card. Great group. Oh and the insurance is less than anywhere else by like 15% for me.

I just had to get both of my cars appriased before hand. Which was like $150 or so.

CRX Forum

**vwguy** · 04-05-2006, 11:35 AM

Moved to proper forum and stickied!

**VUnit2k5** · 04-05-2006, 02:58 PM

bel air direct .. (y)
so far so good, but the car hasnt been lowered or aftermarket rims ..
$$ goes up if stereo or mods total each more then 1500.00 then u get bumped up in the sporty car categories.

mines number 10 on the scale so far .. and im guessing ferrari/lambos are #1 lol

**Tibz** · 04-05-2006, 03:33 PM

Quote:

Originally Posted by crxforum

Im insured both my cars with full mods disclosed to the Aviva group. They even gave me a road side care package with camera, flashlight, pen, paper and a quick change pay phone card. Great group. Oh and the insurance is less than anywhere else by like 15% for me.

I just had to get both of my cars appriased before hand. Which was like $150 or so.

CRX Forum

What cars did you insure? I don't know you well enough yet...

**crxforum** · 04-05-2006, 03:38 PM

You dont know me? You dont know ME!? LOL. These cars:

And This One

CRX Forum

**Kace** · 04-06-2006, 04:35 PM

Tim, try Cowan Insurance brokers. They use Aviva and might even get u a better rate then calling them direct. (But do call them direct too.)

**Gasdrinker** · 06-01-2006, 06:10 PM

Quote:

Originally Posted by crxforum

You dont know me? You dont know ME!? LOL.

Who are you?

**KWghost** · 06-02-2006, 05:32 AM

Quote:

Originally Posted by Gasdrinker

Who are you?

Only the gnarliest gnarler in the kdub!

**Silverstoned** · 06-02-2006, 08:39 AM

Taken from my post in the General Forum.

*********************************************
Some of you might remember an old thread about a CASC member starting an insurance company for modified cars.

Looks like it is happening! This is FANTASIC news for our community!

http://www.casc.on.ca/forums/showthread.php?t=8606
*********************************************

**96escortlx** · 07-22-2006, 10:15 PM

I found State Farm very good... but my agent is retired, and I'm afraid to see how the new person is. I enjoyed it because I had 24 hour access to an actual person, and it was the same all the time.

**Narin** · 08-10-2006, 10:35 PM

With Bel-Air and State Farm I got denied right away.

I think there is one called facility?

Aviva? A link or phone number?

**Socuro86** · 08-28-2006, 04:10 PM

:fob:

**Socuro86** · 08-28-2006, 04:14 PM

Quote:

Originally Posted by Narin

With Bel-Air and State Farm I got denied right away.

I think there is one called facility?

Aviva? A link or phone number?

Call Ostic Insurance and tell them you want to speak to a Pafco rep. It's who I am through and I got fairly cheap insurance. GL

**Sick6** · 02-09-2007, 09:54 AM

Quote:

Originally Posted by Kace

Tim, try Cowan Insurance brokers. They use Aviva and might even get u a better rate then calling them direct. (But do call them direct too.)

dude don't go to covan, they will screw you over like they have everyonr i know, they will say that you don't need your 1st and last, and then will send you papers saing that your policy is going to be cancelled for non payment becuz you didn't pay you last, they've done it to like 5 people i know

**96escortlx** · 02-10-2007, 08:15 PM

Quote:

Originally Posted by Socuro86

Call Ostic Insurance and tell them you want to speak to a Pafco rep. It's who I am through and I got fairly cheap insurance. GL

Pafco has been great for me. It's cheap compared to the rest, and I actually understand my policy. That being said though, I'm leaving as soon as my high risk insurance is off!

**LilT** · 02-11-2007, 02:47 PM

cowan insurance screwed me i have to pay four months insurance to get my car on the road.
* 2 months for cancelling my insurance when my tranny went 2 years ago so i just scrapped the car(Never told me about the part of the contract that states if i cancel my contract i have to pay 2 months regardless)
* 2 months for first and last

04-05-2006, 10:24 AM	#1 (permalink)
Tibz VM Member Posts: 4,996 Location: Milton Join Date: Dec 2003 Ride: 2003 Hyundai Tiburon Fav Mod: Class:	Insurance Companies for Modded Cars Possible sticky? My lease is up on my car, and I am now looking for insurance companies..I started with Bel-Air but they were going to take 30 days to process....Then I went to RBC and said I had only lowered my car....denied right away... Which brings me to the next question...is there any companies out there that specialize in custom cars? Or any other insurance companies that have a quick turn around time? Hoping to get insurance put on by the weekend... ------------------ -\|- Underground-Highway.Com™ -\|- IKON - PIONEER - VIS - KONIG - PHOENIX GOLD

04-05-2006, 10:26 AM	#2 (permalink)
crxforum VM Administrator Posts: 3,332 Location: Kitchener Join Date: Feb 2005 Ride: 1990 Honda CR-X SiR Fav Mod: Ninterior Class: Street	Im insured both my cars with full mods disclosed to the Aviva group. They even gave me a road side care package with camera, flashlight, pen, paper and a quick change pay phone card. Great group. Oh and the insurance is less than anywhere else by like 15% for me. I just had to get both of my cars appriased before hand. Which was like $150 or so. CRX Forum ------------------ Honda CR-X If you need it I can get it.

04-05-2006, 11:35 AM	#3 (permalink)
vwguy VM Founder & Moderator Posts: 15,577 Location: Waterloo, Ontario Join Date: Nov 2003 Ride: 2001 VW Golf 1.8T Fav Mod: CF Hatch Class: All Out	Moved to proper forum and stickied! ------------------ Nick \| 2001 Golf 1.8T \| www.mygolfiv.com \| www.hpaddicts.com \| Need Cheap Hosting ?? www.WEJhosting.com $50/Year

04-05-2006, 02:58 PM	#4 (permalink)
VUnit2k5 VM Member Posts: 625 Location: London Join Date: Jul 2005 Ride: 94 VW Golf 4 door Fav Mod: suspension :D niiicceee Class: Street	bel air direct .. (y) so far so good, but the car hasnt been lowered or aftermarket rims .. $$ goes up if stereo or mods total each more then 1500.00 then u get bumped up in the sporty car categories. mines number 10 on the scale so far .. and im guessing ferrari/lambos are #1 lol ------------------ \X/ Ryan L. \X/ 94 Vdub Golf 2.0L = slow, sort of . -too much stuff to list here, so i took all the stuff off my sig.

04-05-2006, 03:38 PM	#6 (permalink)
crxforum VM Administrator Posts: 3,332 Location: Kitchener Join Date: Feb 2005 Ride: 1990 Honda CR-X SiR Fav Mod: Ninterior Class: Street	You dont know me? You dont know ME!? LOL. These cars: And This One CRX Forum ------------------ Honda CR-X If you need it I can get it.

04-06-2006, 04:35 PM	#7 (permalink)
Kace VM Member Posts: 18,783 Location: Kitchener Join Date: Nov 2003 Ride: 2002 Honda S2000 Fav Mod: Ian Law Track School Class:	Tim, try Cowan Insurance brokers. They use Aviva and might even get u a better rate then calling them direct. (But do call them direct too.) ------------------ Mike R. 2002 Honda S2000 2004 Ford Expedition Eddie Bauer Edition 1998 Dodge Durango SLT - For sale

06-02-2006, 08:39 AM	#10 (permalink)
Silverstoned VM Member Posts: 1,782 Join Date: Apr 2005 Ride: 1960 Citroen DS Fav Mod: Class: Strip	Taken from my post in the General Forum. ******************************************* Some of you might remember an old thread about a CASC member starting an insurance company for modified cars. Looks like it is happening! This is FANTASIC news for our community! http://www.casc.on.ca/forums/showthread.php?t=8606 *******************************************

07-22-2006, 10:15 PM	#11 (permalink)
96escortlx VM Member Posts: 1,076 Location: Brantford, ON Join Date: Jun 2005 Ride: 1992 Honda Prelude 4WS Fav Mod: Apexi WS2 Exhaust Class: Street	I found State Farm very good... but my agent is retired, and I'm afraid to see how the new person is. I enjoyed it because I had 24 hour access to an actual person, and it was the same all the time.

08-10-2006, 10:35 PM	#12 (permalink)
Narin VM Member Posts: 1,017 Location: Brantford Join Date: Jan 2004 Ride: 1989 Honda CRX Si Fav Mod: Car Audio Class: Street	With Bel-Air and State Farm I got denied right away. I think there is one called facility? Aviva? A link or phone number? ------------------ [ Kris ] - Formerly known as BigTymer Pioneer \|ZC\| PM7 ECU \| AEM \| Magnaflow \| Monster Cable \|MB Quart

08-28-2006, 04:10 PM	#13 (permalink)
Socuro86 VM Member Posts: 86 Location: G_Spot Join Date: Jan 2006 Ride: Fav Mod: Class:	:fob: ------------------ Club President & Owner of the Guelph Underdogs SC

02-11-2007, 02:47 PM	#17 (permalink)
LilT VM Member Posts: 224 Location: Kitchener Join Date: Apr 2006 Ride: 1991 Honda Civic Hatch Fav Mod: squeeky balljoint Class: Street	cowan insurance screwed me i have to pay four months insurance to get my car on the road. * 2 months for cancelling my insurance when my tranny went 2 years ago so i just scrapped the car(Never told me about the part of the contract that states if i cancel my contract i have to pay 2 months regardless) * 2 months for first and last ------------------ 1991 Honda Civic - Looking into New UPGRADES!

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