ANY KNOW any cheap insurance companies - #1 Car Club In Kitchener - Waterloo - Cambridge

**shad** · 06-03-2006, 07:23 PM

im only 17 and im looking for just basic insurance for my 1993 civic cx hatchback if you know any cheap inssuranse companies plz msg me

**98mk3** · 06-03-2006, 09:06 PM

The cheapest I know of is Belair Direct.

**Studum** · 06-04-2006, 01:11 AM

Quote:

Originally Posted by 98mk3

The cheapest I know of is Belair Direct.

+1 for Belair Direct, they gave me an amazing rate. Its my first time under my own insurance and they were $2000/yr cheaper than the next closest quote I got!

**Avenger** · 06-04-2006, 08:04 PM

Belair Direct is 150% more expensive than my current company for myself. $2600/year vs $900/year. Try to shop around a bit!

**90CRXSi** · 06-06-2006, 12:27 PM

^whats your ins. company

**Studum** · 06-06-2006, 01:25 PM

Through Bel Air I got 1500/yr vs. 3-4000/yr. I would also like to know what company you're with Avenger. My dad's coming up to renewal time soon and I think he's going to be shopping after seeing what I got.

**CivNick** · 06-06-2006, 01:41 PM

i pay 385 a month for my 06 civic

thats with 2 speeding tickets (that get dropped on renewul in december) and one suspended licence 1.5 years ago

**crxforum** · 06-06-2006, 01:55 PM

I like the Aviva group. $2000 a year for both my cars with clean driving record.

CRX Forum

**Socuro86** · 06-06-2006, 03:28 PM

Pafco through the Ostic Group.. $2000 cheaper than anywhere else I looked.

**gixxer_fan** · 06-06-2006, 04:12 PM

I was with Pilot Insurance and was paying about 900/yr for full coverage on my 97 GSR before it was stolen - it even had a seperate policy on the body kit and rims at the time

**Avenger** · 06-08-2006, 02:35 PM

I've heard Pilot is cheap. I just try to steer as many people away from Belair as I possibly can, they were screwing me badly, thank god I dropped them!

**Avenger** · 06-08-2006, 02:38 PM

Quote:

Originally Posted by Studum

Through Bel Air I got 1500/yr vs. 3-4000/yr. I would also like to know what company you're with Avenger. My dad's coming up to renewal time soon and I think he's going to be shopping after seeing what I got.

Yes, I found some companies that were $4k - $5k / year on my R/T when I first bought it......and Belair was $2200. So I went with Belair. The problem was that over time, as the car got older, as I got older......my rates went up, not down. Eventually I shopped around a bit......found some amazing rates with other companies (Johnson through the Conestoga Alumni association), and I've heard Pilot is quite cheap as well.

**ids748** · 06-09-2006, 02:03 AM

Im not sure if you heaard of them but im with Federation Insurnace. I got my G and am only 19. Im principal driver on my 98 2dr accord.....and i can drive my paretns civic and minivan too for about 2800/yr its not comprehensive though.

**Avenger** · 06-09-2006, 02:46 AM

I'm gonna say $2800 is a bit high, especially considering that a 2-door Accord is a VERY cheap car to insure......I mean dirt cheap. Same price as a Beetle or a Dakota

**ids748** · 06-11-2006, 12:14 PM

its a bit high ? I dunno i did so many darn quotes just before getting the car. Many companies quoted me close to 4000 +. And that woudl be only if i got my dad to change companies aswell. On my own many were at 5000+ so i thought 2800 was cheap. We have 3 cards a civic transport and the accord im primary on the accord and occasional on the other two. my dad is the one who owns them all on paper aswell.

What company you think would be cheaper than this ? OR better yet which insurnace co are you with?

**Avenger** · 06-12-2006, 01:41 AM

Damn, I got quotes on a brand new $25k Accord Coupe when I was 21......and I was looking at $160/month. On a brand new $9995 Crapalier I was looking at $235/month to give you an example.

**Barky** · 06-12-2006, 01:58 AM

$2800/year is stupid cheap for a 19 year old with a G license these days. i don't know what you're smoking Avenger, but i'd like some. Insurance quoates change, depending on the car's make model and year, your age, sex, home address, how much u drive, your driving record, and any mods done to the car.

So you'll have to go to an Insurance Broker and have them do quotes for you, that will show u all companies that will insure you, and for how mmuch. then u remember what companies u liked, and call them directly, and i found that lowered the prices

I've heard Pilot is decent. I've heard BelAir is good, but they don't insure many young drivers, Mike worships Aviva, and I'm with Economical, which isn't too bad

**Avenger** · 06-12-2006, 02:05 AM

IDK, I paid $135/month as principal driver when I was 18 (no collision - CIBC insurance).

**ids748** · 06-12-2006, 08:23 PM

Avenger, I guess times have changed, How old are you now ?
I kinda wish I had bought a 4 Door woulda been 300-400 cheaper per year.......Stupid me....

**96escortlx** · 06-13-2006, 07:43 PM

Nobody will ever have the same rate as another person. There are pluses and minuses to each insurance company. I pay a little more at State Farm, but it's saved my butt. They are actually there when you need them, and if your parents are there, have them put a blanket coverage on everything for 1-2 million and then you only have to pay for $300,000 liability rather than the 2 million and will save yourself about $200 a month.

**Lennon** · 06-13-2006, 07:56 PM

www.insurancehotline.com

**azn_luder** · 06-15-2006, 10:55 AM

anyone know the number for pilot insurance? i called the one on bridgeport and they said they were a claim office only.

**Avenger** · 06-16-2006, 02:57 AM

Quote:

Originally Posted by Lennon

www.insurancehotline.com

The problem with that is that most companies don't get compared.......they give you a bunch of high rates, and some higher rates!

My uncle is a broker, and couldn't touch the rates I got with CIBC/Certas, Belair Direct, and now Johnson.

**fixitmattman** · 06-16-2006, 09:16 PM

Quote:

Originally Posted by Lennon

06-03-2006, 07:23 PM	#1 (permalink)
shad Newbie Posts: 19 Location: kitchener Join Date: May 2006 Ride: Fav Mod: Class:	ANY KNOW any cheap insurance companies im only 17 and im looking for just basic insurance for my 1993 civic cx hatchback if you know any cheap inssuranse companies plz msg me

06-03-2006, 09:06 PM	#2 (permalink)
98mk3 VM Member Posts: 471 Location: Waterloo Join Date: Dec 2005 Ride: 1998 Volkswagen Golf Fav Mod: Remus Exhaust Class: Street	The cheapest I know of is Belair Direct. ------------------ 1999 Ford F150 1998 Volkswagen Golf 2001 Ski Doo MXZ 700 1994 Kawasaki kx250 2005 Suzuki GS 500 1987 Mazda Rx7 Turbo II - Sold

06-04-2006, 08:04 PM	#4 (permalink)
Avenger VM Member Posts: 2,440 Location: Kitchener Ontario Join Date: Mar 2004 Ride: 2002 Chrysler Intrepid R/T Fav Mod: Class:	Belair Direct is 150% more expensive than my current company for myself. $2600/year vs $900/year. Try to shop around a bit! ------------------ Rob 2006 Honda Civic DX coupe 1.8L 140HP/128ft/lbs - HID's 2002 Intrepid R/T 3.5L HO 244HP/250ft/lbs - Bone Stock 15.5 @ 90MPH

06-06-2006, 01:25 PM	#6 (permalink)
Studum VM Member Posts: 630 Location: Cambridge Join Date: Feb 2004 Ride: '00 Subaru Legacy GT Fav Mod: Window Tint Class: Street	Through Bel Air I got 1500/yr vs. 3-4000/yr. I would also like to know what company you're with Avenger. My dad's coming up to renewal time soon and I think he's going to be shopping after seeing what I got. ------------------ 2000 Subaru Legacy GT

06-06-2006, 01:55 PM	#8 (permalink)
crxforum VM Administrator Posts: 3,338 Location: Kitchener Join Date: Feb 2005 Ride: 1990 Honda CR-X SiR Fav Mod: Ninterior Class: Street	I like the Aviva group. $2000 a year for both my cars with clean driving record. CRX Forum ------------------ Honda CR-X If you need it I can get it.

06-06-2006, 12:27 PM	#5 (permalink)
90CRXSi VM Member Posts: 93 Location: Hamilton/Stoney Creek Join Date: May 2006 Ride: 1991 Civic RHD Fav Mod: RHD Class: Show	^whats your ins. company

06-06-2006, 03:28 PM	#9 (permalink)
Socuro86 VM Member Posts: 86 Location: G_Spot Join Date: Jan 2006 Ride: Fav Mod: Class:	Pafco through the Ostic Group.. $2000 cheaper than anywhere else I looked. ------------------ Club President & Owner of the Guelph Underdogs SC

06-06-2006, 04:12 PM	#10 (permalink)
gixxer_fan VM Member Posts: 111 Location: KW Join Date: May 2006 Ride: GSXR 750 Fav Mod: Class: Street	I was with Pilot Insurance and was paying about 900/yr for full coverage on my 97 GSR before it was stolen - it even had a seperate policy on the body kit and rims at the time ------------------ who said more is better - 2 wheels are way better than 4

06-08-2006, 02:35 PM	#11 (permalink)
Avenger VM Member Posts: 2,440 Location: Kitchener Ontario Join Date: Mar 2004 Ride: 2002 Chrysler Intrepid R/T Fav Mod: Class:	I've heard Pilot is cheap. I just try to steer as many people away from Belair as I possibly can, they were screwing me badly, thank god I dropped them! ------------------ Rob 2006 Honda Civic DX coupe 1.8L 140HP/128ft/lbs - HID's 2002 Intrepid R/T 3.5L HO 244HP/250ft/lbs - Bone Stock 15.5 @ 90MPH

06-09-2006, 02:03 AM	#13 (permalink)
ids748 VM Member Posts: 686 Location: Kitchener, Ontario Join Date: Feb 2005 Ride: 98 Honda Accord 2DR Fav Mod: Class:	Im not sure if you heaard of them but im with Federation Insurnace. I got my G and am only 19. Im principal driver on my 98 2dr accord.....and i can drive my paretns civic and minivan too for about 2800/yr its not comprehensive though.

06-09-2006, 02:46 AM	#14 (permalink)
Avenger VM Member Posts: 2,440 Location: Kitchener Ontario Join Date: Mar 2004 Ride: 2002 Chrysler Intrepid R/T Fav Mod: Class:	I'm gonna say $2800 is a bit high, especially considering that a 2-door Accord is a VERY cheap car to insure......I mean dirt cheap. Same price as a Beetle or a Dakota ------------------ Rob 2006 Honda Civic DX coupe 1.8L 140HP/128ft/lbs - HID's 2002 Intrepid R/T 3.5L HO 244HP/250ft/lbs - Bone Stock 15.5 @ 90MPH

06-11-2006, 12:14 PM	#15 (permalink)
ids748 VM Member Posts: 686 Location: Kitchener, Ontario Join Date: Feb 2005 Ride: 98 Honda Accord 2DR Fav Mod: Class:	its a bit high ? I dunno i did so many darn quotes just before getting the car. Many companies quoted me close to 4000 +. And that woudl be only if i got my dad to change companies aswell. On my own many were at 5000+ so i thought 2800 was cheap. We have 3 cards a civic transport and the accord im primary on the accord and occasional on the other two. my dad is the one who owns them all on paper aswell. What company you think would be cheaper than this ? OR better yet which insurnace co are you with?

06-12-2006, 01:41 AM	#16 (permalink)
Avenger VM Member Posts: 2,440 Location: Kitchener Ontario Join Date: Mar 2004 Ride: 2002 Chrysler Intrepid R/T Fav Mod: Class:	Damn, I got quotes on a brand new $25k Accord Coupe when I was 21......and I was looking at $160/month. On a brand new $9995 Crapalier I was looking at $235/month to give you an example. ------------------ Rob 2006 Honda Civic DX coupe 1.8L 140HP/128ft/lbs - HID's 2002 Intrepid R/T 3.5L HO 244HP/250ft/lbs - Bone Stock 15.5 @ 90MPH

06-12-2006, 01:58 AM	#17 (permalink)
Barky VM Member Posts: 2,740 Join Date: Aug 2005 Ride: ... Fav Mod: Class:	$2800/year is stupid cheap for a 19 year old with a G license these days. i don't know what you're smoking Avenger, but i'd like some. Insurance quoates change, depending on the car's make model and year, your age, sex, home address, how much u drive, your driving record, and any mods done to the car. So you'll have to go to an Insurance Broker and have them do quotes for you, that will show u all companies that will insure you, and for how mmuch. then u remember what companies u liked, and call them directly, and i found that lowered the prices I've heard Pilot is decent. I've heard BelAir is good, but they don't insure many young drivers, Mike worships Aviva, and I'm with Economical, which isn't too bad

06-12-2006, 02:05 AM	#18 (permalink)
Avenger VM Member Posts: 2,440 Location: Kitchener Ontario Join Date: Mar 2004 Ride: 2002 Chrysler Intrepid R/T Fav Mod: Class:	IDK, I paid $135/month as principal driver when I was 18 (no collision - CIBC insurance). ------------------ Rob 2006 Honda Civic DX coupe 1.8L 140HP/128ft/lbs - HID's 2002 Intrepid R/T 3.5L HO 244HP/250ft/lbs - Bone Stock 15.5 @ 90MPH

06-12-2006, 08:23 PM	#19 (permalink)
ids748 VM Member Posts: 686 Location: Kitchener, Ontario Join Date: Feb 2005 Ride: 98 Honda Accord 2DR Fav Mod: Class:	Avenger, I guess times have changed, How old are you now ? I kinda wish I had bought a 4 Door woulda been 300-400 cheaper per year.......Stupid me....

06-13-2006, 07:43 PM	#20 (permalink)
96escortlx VM Member Posts: 1,080 Location: Brantford, ON Join Date: Jun 2005 Ride: 1992 Honda Prelude 4WS Fav Mod: Apexi WS2 Exhaust Class: Street	Nobody will ever have the same rate as another person. There are pluses and minuses to each insurance company. I pay a little more at State Farm, but it's saved my butt. They are actually there when you need them, and if your parents are there, have them put a blanket coverage on everything for 1-2 million and then you only have to pay for $300,000 liability rather than the 2 million and will save yourself about $200 a month.

06-13-2006, 07:56 PM	#21 (permalink)
Lennon VM Member Posts: 2,297 Location: Cambridge Join Date: Jul 2004 Ride: 1985 Volvo 240DL Fav Mod: Class:	www.insurancehotline.com

06-15-2006, 10:55 AM	#22 (permalink)
azn_luder Junior User Posts: 55 Join Date: Jun 2006 Ride: Fav Mod: Class:	anyone know the number for pilot insurance? i called the one on bridgeport and they said they were a claim office only.